Those who have experienced repair at least once know how long this process can take. Sometimes you have to repair an apartment or house for years, and when it is all over – start over. The entire amount of work can never be planned in advance, let alone budget. New tasks always appear in the process, it turns out that the necessary materials are not available in Ukraine. As a result, even a simple cosmetic repair can take a lot of time and money.
What if you have already exceeded your budget? It is possible to borrow money from relatives and friends, but this option is not always suitable because everyone has financial difficulties.
The bank can take out a loan for long-term repairs and a larger sum if you provide a security deposit, a certificate from your place of work, confirmation that you will be able to pay your debt on time. But what if you need money for a card today? For example, you were counting on salaries or other sources of funds, but expectations were not met. There is also a way out of this situation.
How fast do you get money on the card?
If a few years ago banks were the only popular financial institutions, today the situation has changed somewhat. They have now been replaced by MFIs – microfinance organizations such as ELine. Unlike banks they are: If a few years ago banks were the only popular financial institutions, today the situation has changed somewhat. Now they have been replaced by MFIs – microfinance organizations such as ELine. Unlike banks, they:
- Make money online. That is, you do not need to take a leave of absence to come to the department. No need to queue. You can apply for a loan directly from your smartphone or laptop, at any time convenient for you.
- No documents required. Enough passport and IDN, no work certificates, proof of income, collateral, contacts of guarantors. You do not have to spend your time and effort on this.
- Loyalty – ELine gives micro loans to unemployed, students, retirees, entrepreneurs starting their first startup. If you are of age, there are no conditions and restrictions.
- Provide online credit for a small amount and for a short period of time. If you do not have enough UAH 500 to buy up the materials for repair, there is no sense to contact the bank. But MFIs are always ready to help.
They don’t pay attention to credit history. If you have already taken out loans from banks and have had delinquencies, chances are your credit rating is not very high now. But for ELine it doesn’t matter. The main thing is that you abide by the terms of the new contract.
Another great advantage of ELine is speed
Here you can get a micro-loan in a minute. Just imagine – you have a repair shop, you went to a construction store and saw a tile that would be perfect for your kitchen, but its price does not fit into the budget. The tile will end soon, so there is no time to wait for the salary.
You can go from your smartphone to the Internet and directly to the hypermarket to apply for a loan. If the decision is positive, the money will immediately go to your card. Very fast and convenient! The main thing is that you have your passport and IDN with you, as you will need to send them the data and take photos of these documents. If you are taking out a loan for the first time, a great deal will work for you! Promotions are also often organized for regular customers.
Study the terms of the agreement so you know exactly when to make the next payment and to what extent. This can be done through a personal account on the ELine website, through any terminal or at a bank office. Pay off your debt on time and build a strong partnership with ELine. Our company is always ready to help you and help you finish the repair!